Years ago I was needing a car, I did like everyone else and test drive a car, pick the one I want and apply for a loan. Well guess what there was a problem.  It took several hours and I finally got the loan with a higher interest rate than I was wanting to pay.  After car purchase, I ran a credit report, there were 5, yes I said five student loans on my credit report that were defaulted on, thus flagging my status as Bad Credit.  At the time it was ten years after I was in college and my student loans were already paid off. Five bogus loans on my credit report, I am afraid to say this is a true story and I should have checked the credit report more often. I then filed a Credit Report Dispute with the credit bureaus to get them taken off, I took many months to finally happen.

With technology improving there are firms like LegacyLegal that can get the credit they deserve. LegacyLegal.com makes sure that all of your information that is being reported by the credit bureaus on your credit reports is in compliance with all the federal laws, rules, and regulations established by congress. The three major credit bureaus spend the money to verify individual items on credit reports. Imagine that, been there before. As a firm, LegacyLegal will represent you against the credit bureaus and creditors. The use their  time-tested Audit Verification Process, this enables them to challenge inaccurate or otherwise derogatory items on your credit reports and  Fix Credit issues on your report. Each negative item that is removed enhances your credit status.  We could all use that.

We can all use a little help sometimes.


Cheers